Attention homeowners: Real estate appraisal services for in Warren and Trumbull County
The top seven reasons why Ohio homeowners call on Northeastern Ohio Appraisal Services:
At Northeastern Ohio Appraisal Services, we understand the particular needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Northeastern Ohio Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's market value, not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours.
Challenge a property tax assessmentLet's say your home is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Northeastern Ohio Appraisal Services is your best weapon when contesting your property tax assessment.
Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. Northeastern Ohio Appraisal Services is experienced in helping people just like you abolish unneeded and unwanted PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be inconvenient from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Northeastern Ohio Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal.
Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for preciseness, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.